Mini-Baccarat Side Bets Are Tempting, But It’s a Bad Bet For Players

Mini-Baccarat was developed as a floor table game in casinos to accommodate the average player. Along with that however, optional side bets were also introduced to increase the house edge. Before I detail them, I’ll explain how the game is played is played.

Objective

The objective of this table game is the same as original Baccarat where player must come as close to the number nine as possible. Aces count as one, two’s through nines are face value, and Tens through Kings count as zero. Regardless of the number of players, the dealer only deals two hands from a 6 or 8 deck shoe. Prior to the deal, players must place one bet on either the Bank hand, player hand, or tie.

When a hand is totaled, it cannot exceed nine. If the two cards total more than nine, the first digit (number one) is dropped. The second digit becomes the total. A few examples are:

7, 8 = 15 (drop 1) total = 5

4, 3 = 7 (two cards, face value)

10, 6 = 6 (10 is zero, 6 is face value)

K, 9 = 9 (King is zero, 9 is called a natural)

Baccarat requires no skill on the part of the player. All s/he needs to do is decide where to place one bet before the deal. The dealer examines both hands and then decides if a third and final card should be drawn for either hand. The determination is made according to a fixed set of game rules.

A bet on the player’s hand returns even money if won. A bet on the Banker’s hand returns even money minus a 5% commission to the house if won. A tie bet returns 8 to 1 if won, otherwise it is a push when not bet. The reason for the 5% commission on the Bank’s win is that the drawing advantage is with the Bank, according the following game rules:

Player

The player position always draws on a 0, 1, and 2,3,4,5 unless the Banker has a natural 8 or 9. The player always stands on 6, 7, 8, and 9. When a player has a natural 8 or 9, the game is over.

Banker

The Banker position always draws on a 0, 1, 2 unless the player has a natural 8 or 9.

The Banker always stands on 7, 8, and 9. When a Banker has a natural 8 or 9, the game is over.

Baccarat Side Bets

There are a number of optional side bets available at Mini Baccarat tables everywhere and like any side wager, all of them exist to increase the house edge. Nevertheless, Players are attracted to them because of the hefty winning payouts. Here are some of the popular ones:

Dragon Bonus

The bettor may wager on the Player or Banker side that the hand will win by a natural or by 4 or more points. The bet must be made before the hand is dealt. The greater the number that the hand wins by, the greater the payout:

Win By: Payout

9 – 30/1

8 – 10/1

7 – 6/1

6 – 4/1

5 – 2/1

4 – 1/1

Natural – 1/1

The house edge for this bet is 2.7%.

The payouts are the same for a bet on the Bank side however the house edge jumps to 9.7% if chosen.

4-5-6

This is a side wager that the total number of combined cards to complete the Player and Banker hand will be 4, 5, or 6.

# Cards Payout House Edge

4 – 1.5/1 – 5.3%

5 – 2/1 – 8.9%

6 – 2/1 – 4.7%

3 Card Six

This is a bet for a winning 3 card six. If player and banker have a 3 card six, the wager pays 100/1. If there is only one three card six, the bettor wins 8/1. The house edge is a whopping 13.4%!

Royal Match

Wagering that the player or banker hand will have a king and queen on the first two cards drawn, called the Royal Match. Not to be confused with the option of the same name found in the game of Blackjack. The bet pays 75/1 for a suited king & queen, and 30/1 for an unsuited royal match. The house edge has been calculated at about 2.1%.

Dragon 7

Dragon 7 is an optional side bet found in EZ Baccarat, which is played the same as regular Mini-Baccarat except the game has a commission free bank hand with one exception: A winning bank hand with a three-card total of seven will push instead of paying even money. A player may wager on that outcome for which the winning payout is 40/1. The house edge is about 7.6%.

Panda 8

The Panda 8 side bet is sometimes found in EZ Baccarat games. The wager pays 25/1 if a player hand has a three card total of eight. As for the house edge, it’s 10.2%.

Tie Bet

The Tie Bet is not considered a side wager, as it is included on all Baccarat table games. However, due to the atrocious house edge of 14%, it should be avoided at all times.

Remember that Baccarat, next to Blackjack, has a very low house edge of 1.2% when the Play bet is chosen, and a lower edge of 1.06% when betting the Bank when you avoid the side bets.

Good Luck!

Choosing a Free Bet From an Online Betting Company

Online betting has been an enormous growth industry over the last few years, and today there are more companies than ever trying to attract customers to bet with them. In such a competitive industry, the online betting companies have to offer significant incentives to be able to attract these potential new customers, and the standard way in which this is done is through a free bet.

Although the basic concept is the same, the free bets on offer to vary from one company to the next. Due to this it is important that when signing up for a new account, the customer takes some time to weigh up the options and ensure the best deal is obtained.

How should you go about choosing a free bet?

The sheer number of these online betting firms can be quite overwhelming at first, so in this article I hope to provide some sensible advice on how you should go about choosing one.

Firstly, ensure that you choose a reputable online betting firm. There are a huge number of companies out there and the absolute vast majority are fully regulated and safe to use. However, this is not to say there are not some out there that would be better avoided. A simple general rule of thumb is that the online equivalent of your local high street bookmaker will be fine. Equally if you see adverts on prime time TV, then this will also be the case. But if you stumble across an unknown Internet bookmaker you have to ask yourself if you fully trust them with your money? In which case, a quick way to check is to ensure that the appropriate gaming license has been obtained via the relevant authority. In the case of the UK, online betting is regulated by the Gambling Commission, and they would grant this license. Note though that there are other authorities regulating offshore bookmakers, examples being the gaming commissions of Gibraltar and the Isle of Man. You will be able to find this information at the online bookmakers website.

Once you have decided upon a reputable online betting company, the next step is to choose a free bet offer. As mentioned above, due to the competitive nature of this industry the free bet offers are changed on a regular basis. Therefore you should ensure you shop around before settling on one.

The offers tend to vary quite significantly, and it is not always the case that the biggest is best. It is important to check out the terms and conditions that apply to the free bet you choose. While one free bet may be significantly larger than another, you might find there are very specific requirements for the events you can use it on, or the period of time in which it can be claimed.

You may find that a lot of identical value free bets appeal, in which case take some time to have a look around the online betting website. Some sites are better laid out than others and some are easier to use. This is often a matter of personal preference, so take a bit of time to use the site first. Remember that you will be able to do this before you sign up, but that you will still qualify for the free bet offer when you do go ahead.